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Don't Get Left Behind. Get the funding you need to grow your business!

We help get business funding, when the bank says no!

Certified Business Capital of Atlanta

Certified Business Capital of Atlanta is a trusted small business funding company dedicated to empowering entrepreneurs and business owners with flexible and reliable financial solutions. Based in Atlanta, we specialize in providing all forms of working capital, tailored to meet the unique needs of small to mid-sized businesses across various industries.

Our mission is to support business growth, stability, and success by offering fast, transparent, and accessible funding options—including short-term loans, lines of credit, merchant cash advances, and other alternative financing solutions. With a commitment to personalized service, quick approvals, and a deep understanding of today’s business challenges, we help our clients secure the capital they need—when they need it most.

Whether you're managing day-to-day expenses, expanding operations, or navigating seasonal demands, Certified Business Capital of Atlanta is your dependable partner in progress.

Our Solutions

Working Capital Loans

Stay in control of your cash flow with fast, flexible working capital loans. These funds are perfect for covering everyday operational needs like payroll, inventory restocks, vendor payments, and unexpected expenses. No delays. No downtime.
Keep your business running smoothly—apply today and get the capital you need in days, not weeks.

Lines of Credit

Get approved once, and access funds whenever you need them. A business line of credit is a smart, revolving funding option that gives you control over cash flow and purchasing power—ideal for managing seasonal swings, urgent opportunities, or short-term gaps.
Draw what you need, when you need it—without reapplying. Stay ready for anything.

Merchant Cash Advances

If your business processes credit card or debit sales, you can turn your future sales into immediate working capital. A merchant cash advance provides quick access to funds, repaid through a percentage of daily sales—keeping things aligned with your cash flow.
Get funded fast and pay as you earn—no collateral, no complicated paperwork.

Equipment Financing

Need to upgrade your machinery, vehicles, or technology? Equipment financing allows you to purchase or lease essential business tools without tying up your working capital. Spread the cost over time and stay competitive with modern, reliable equipment.
Invest in the equipment your business needs—without sacrificing cash flow.

SBA Loans

Backed by the U.S. Small Business Administration, SBA loans offer low-interest, long-term funding for startups, expansions, equipment, real estate, and more. Perfect for businesses with solid credit and long-term growth plans.
Take advantage of one of the most affordable funding options available—grow with confidence and scale smart.

Startup & Expansion Loans

Launching a new venture or expanding your footprint? Our startup and expansion loans provide the early-stage capital or growth funding needed to build infrastructure, hire staff, open new locations, or enter new markets.
Turn your business vision into reality—secure the funds to start strong or scale up.

Additional Services/Offerings:

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Marketing and Advertising

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Standard Operating Procedure Creation

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Business Template Creation

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Company App Creation

What You’ll Need to Qualify for Small Business Funding at Certified Business Capital of Atlanta we believe in providing accessible, straightforward funding—but every great partnership starts with a solid foundation. Here’s what we typically look for when evaluating your funding application:

✅ Minimum Time in Business
  • At least 6 months in operation for most funding types
    (For SBA loans or larger funding, 2+ years may be required)
✅ Monthly Revenue
  • Consistent monthly revenue of $10,000 or more
    (This helps demonstrate stability and repayment ability)
✅ Business Bank Account
  • A dedicated business checking account is required for application and funding
✅ Credit Score
  • 500+ FICO for alternative funding (MCA, working capital loans, equipment)
  • 650+ FICO generally needed for SBA loans and lower-rate products
    (We work with all credit levels and look at the full picture)
✅ No Open Bankruptcies
  • Bankruptcies must be discharged before applying
✅ Documentation You May Need Depending on the type of funding, we may request:
  • 3–6 months of business bank statements
  • Business license or formation documents
  • Recent tax returns (especially for SBA loans)
  • Profit & loss statement or balance sheet
  • Voided check or ACH form for funding deposit
Fast, Flexible Funding—With No Guesswork Not sure where you stand? That’s okay. We offer free consultations and pre-approvals with no obligation and no impact on your credit score.
Let’s find the right solution for your business—backed by real numbers, not red tape.

What Our Client Say

⭐️⭐️⭐️⭐️⭐️

"They came through when the bank wouldn’t."
— Michelle R., Owner, Atlanta Floral Boutique
"When a major order put a strain on my cash flow, Certified Business Capital of Atlanta got me approved for a working capital loan within 48 hours. The process was simple, the communication was clear, and the funds hit my account just in time. I’m beyond grateful—they truly support small businesses like mine."

⭐️⭐️⭐️⭐️⭐️

"Our equipment upgrade paid off fast thanks to their help."
— Tony D., Managing Partner, Midtown Auto Repair
"We needed to replace our diagnostic machines to keep up with new vehicles, but upfront costs were high. Certified Business Capital offered equipment financing with flexible terms that didn’t disrupt our operations. Their team made everything easy and transparent. We’re now serving more customers than ever."

⭐️⭐️⭐️⭐️⭐️

"Funding helped us launch our second location!"
— Jasmine L., Co-Founder, Fresh Roots Café
"Expanding a small business is exciting—but it’s also risky without the right capital. Certified Business Capital helped us secure a startup expansion loan with terms we could actually manage. They believed in our vision and delivered when it counted. Our second café is now thriving."

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Additional Details

Let’s Fund Your Future—Starting Today With over 25 years of experience in business development and small business funding, Certified Business Capital of Atlanta knows what it takes to help entrepreneurs not just survive—but grow, scale, and thrive.

Whether you need fast working capital, funding to expand, or a long-term financing solution, our team is ready to guide you every step of the way with proven strategies and a personal touch.
Don’t wait for opportunity—fund it.

📞 Call us today or 📝 apply online now to get started with a free, no-obligation funding consultation.
Your business deserves a partner that knows how to deliver.